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Opt-in demanded. Account will need to have Original eligible direct deposits, must be in fantastic standing and also have an activated chip-enabled debit card to opt-in. Ongoing qualified immediate deposits as well as other criteria apply to take care of eligibility for overdraft safety. Only debit card order transactions are eligible for overdraft security and overdrafts are paid out at our discretion. We reserve the proper not to pay out overdrafts. As an example, we might not pay back overdrafts if the account will not be in great standing, or is not really acquiring ongoing qualified direct deposits, or has a lot of overdrafts.